Insurance Coverage

Experience

Since 1979, attorneys at Brownson Norby have represented clients in a wide range of insurance coverage matters, including but not limited to:

  • Professional liability
  • Sexual harassment/sexual abuse litigation
  • Subrogation litigation
  • Surety bond funds control for public entity construction projects
  • Arbitration

Insurers

Brownson Norby attorneys represent insurers in coverage disputes involving first-party commercial and individual lines, and third-party disputes involving personal and commercial general liability insurance.  Examples of cases we have handled include:

  • First party personal insurance coverage
  • Third party commercial general liability insurance coverage
  • Insurance fraud
  • Primary/excess coverage issues
  • Multi-year, long-term exposure coverage allocation issues
  • Insurance coverage arbitrations
  • Insurance policy exhaustion procedures and disputes
  • Allocation, trigger, and occurrence disputes
  • Defense and indemnity obligation disputes
  • Additional insured endorsement claims
  • Vendors endorsement claims

Recognition

Memberships

Representative Cases

  • Wood Conversion Company, n/k/a Conwed Corporation v. Allstate Insurance Company, as Successor in Interest to Northbrook Excess and Surplus Lines Insurance Company, f/k/a Northbrook Insurance Company, St. Paul Fire & Marine Insurance Company, First State Insurance Company, United States Fire Insurance Company, Westchester Fire Insurance Company, as Successor in Interest to Certain Policies Issued by United States Fire Insurance Company and International Insurance Company, Ramsey County District Court, Court No. 62-CV-09-2420APM, LLLP v. TCI Insurance Agency, Inc., Cass County, North Dakota District Court, Case No. 09-2014-CV-12885 (N.D. 2015).
  • Reza Shakibi v. Selective Insurance Company of South Carolina, Dakota County District Court, Court No. 19AV-CV-12-1891
  • Certain Underwriters at Lloyd’s, London v. Soo Line Railroad Co., d/b/a, Canadian Pacific, Admiral Insurance Co. et al., Hennepin County, Minnesota District Court, Case No. 27-CV-11-16790.
  • Conwed Corp. v. Associated Indemnity Corp., Burlington County, New Jersey, Superior Court, Law Division, Docket No. BUR-L-959-96
  • Impact Grp., LLC v. Stanton Grp., LLC, No. A09-2187, 2010 WL 2733390, (Minn. Ct. App. July 13, 2010) Philter, Inc. v. Wolff Ins. Agency, Inc., No. A10-2230, 2011 WL 2750709, (Minn. Ct. App. July 18, 2011)
  • Israelson Bros. MB Limited Partnership v. Pro Ag Insurance Company and Strand & Marcy Ins. Co Inc., Clay County District Court, Court No. 14-CV-10-3845
  • Danielson v. G.P. Agencies, Stearns County District Court, Court No. 73-CV-12-8754

Publications and Presentations

  • MIIAB Magazine The Minnesota News, Cyber Liability Coverage, November, 2014, Aaron M. Simon
  • E&O Overview for Minnesota Insurance Agents, March 3, 2014, Aaron M. Simon
  • MIIAB Magazine The Minnesota News, Document Retention Policies, September, 2014, Aaron M. Simon
  • MIIAB Magazine The Minnesota News, Insurance Agency Marketing and Potential Errors and Omissions Issues, April, 2014, Aaron M. Simon
  • MIIAB Magazine The Minnesota News, Eye of The Storm – The Independent Insurance Agent’s Role in the Claims Process, September, 2013, Aaron M. Simon
  • MIIAB Magazine The Minnesota News, Is the Insurance Policy You Sold to Your Insurance Customer Really Providing Them With the Insurance Coverage They Requested? February, 2012, Aaron M. Simon

Articles

Attorneys Kristi Brownson and Lindsey Streicher Secure Important Order in Declaratory Judgment Action

On January 11, 2018, Brownson • Norby attorneys Kristi Brownson and Lindsey Streicher secured a favorable order granting a motion for default judgment against a non-responsive party (“Insured”) in North Dakota Federal Court. This victory is notable because the Court not only directed entry of default judgment against the Insured, but further specifically held that there is “no obligation” under Continue Reading

Read more

Insurance and Cyber Claims: Michigan Federal Judge Ruling Contradicts Recent Ruling by NY Federal Judge

A Michigan federal court judge just ruled in favor of an insurance company in a cyber claim case in which the insured agreed to pay a Chinese vendor at certain intervals when the vendor hit certain production milestones. An unknown criminal group posed as representatives of the vendor and requested that the insured wire approximately $800,000 in payments for real Continue Reading

Read more

New York Federal Court Judge Rules in Favor of an Insured in Large Cyber Liability Claim

Recently a New York federal court judge ruled in favor of an insured in regard to a large cyber liability claim against the insured’s crime policy insurer. See Medidata Solutions, Inc. v. Federal Insurance Company, No. 1:15-cv-00907 (S.D.N.Y. July 21, 2017). The facts in the case involved an employee being tricked by a thief using a fraudulent email into transferring Continue Reading

Read more

8th Circuit Coverage Opinion – Suit Limitation Clause Not Enforceable Under Arkansas Law

On July 11, 2017, the United States Court of Appeals for the Eighth Circuit issued an opinion voiding a suit limitation clause in an insurance policy under Arkansas Law.  See  Opinion Here.  In this case the insurance policy at issue had a one-year suit limitation clause requiring the insured to bring suit on the policy within one year of the Continue Reading

Read more

Drone Law Update, Summer 2017 – Drone Registration Rule Shot Down

The United States Court of Appeals for the District of Columbia Circuit recently decided that the Federal Aviation Administration (“FAA”) rule requiring drone registration was invalid. See Taylor v. Huerta, 856 F.3d 1089 (D.C. Cir. 2017) (court noted that FAA lacked statutory authority to issue a rule requiring owners of small unmanned aircraft operated for recreational purposes to register with Continue Reading

Read more

Kristi Brownson Obtains Significant Insurance Ruling

Brownson Norby, PLLC is pleased to report that Managing Partner Kristi K. Brownson successfully obtained an Order dismissing a case where it was alleged that the firm's insurer client owed prejudgment interest upon an appraisal award involving a homeowners' insurance policy. It has recently been asserted by some counsel representing insurance policyholders that the Minnesota statute governing an insurance claim appraisal must include prejudgment Continue Reading

Read more

Summary Judgment Victory for Homeowner’s Association

Brownson Norby, PLLC is pleased to announce that attorneys Aaron M. Simon and Lindsey Streicher successfully obtained Summary Judgment in favor of a condominium homeowner's association in Minneapolis. In an Order dated March 29. 2017, Hennepin County District Court Judge Daniel H. Mabley issued an Order and Memorandum dismissing all aspects of the case. The case involved certain Plaintiff condominium homeowners Continue Reading

Read more

Overview of Insurance Agency Trust Accounts for Insurance Customer Funds Under Minnesota Law.

Many if not most insurance agents and agencies hold insurance customer premium payments and other related insurance customer funds in a separate trust account specifically for those funds.  These trust accounts are a separate account from the agency’s general operating expense account.  However, is there a legal requirement for Minnesota insurance agents and agencies to use a separate trust account Continue Reading

Read more

The Beginning of the End for Fraudulent No-Fault Claims?

On March 1, 2016, a significant change of the No-Fault rules regarding discovery became effective, which has the potential to both promote transparency in no-fault arbitrations, and curtail over-billing and abuse of the no-fault system. Under the newly amended Rule 12 of the Automobile Insurance Arbitration Rules, the Minnesota Rules of Civil Procedure now apply to discovery in arbitrations involving Continue Reading

Read more

Aaron Simon Publishes on Insurance Underwriting and Claims

Brownson Norby, PLLC attorney Aaron M. Simon has published an article in the May 10, 2016 issue of the Minnesota Independent Insurance Agents & Brokers Association (MIIAB) newsletter titled, The Significance of Underwriting in the Claim Process. In his article, Aaron reviews the underwriting and claim processes from the perspective of insurance agents and demonstrates how the two are interlinked. Continue Reading

Read more

Aaron M. Simon Presents on The Text Revolution: Changing Times Call for Changes in your Communication Practices

Brownson Norby, PLLC attorney Aaron M. Simon delivered a presentation titled, The Test Messaging Revolution, at a March 31, 2016 event of the North Central Chapter of the Professional Liability Underwriting Society (PLUS). PLUS is a primary source of professional liability educational programs and seminars, networking events, educational products, and information regarding professional liability. PLUS has over 7,000 members, representing Continue Reading

Read more

2015 Wisconsin Insurance, Claims, and Liability Law Update

Brownson Norby, PLLC is pleased to announce the publication of its updated 2015 edition of the Wisconsin Insurance, Claims, and Liability Law Update. This is the 2015 edition of the firm's comprehensive and well-received annual review of the Wisconsin law on topics concerning insurance and liability law with applications to corporations, risk managers, insurance companies, and other entities with a Continue Reading

Read more

2015 North Dakota Insurance, Claims, and Liability Law Update

Brownson Norby, PLLC is pleased to announce the publication of its updated 2015 edition of the North Dakota Insurance, Claims, and Liability Law Update. This is the 2015 edition of the firm's comprehensive and well-received annual review of the North Dakota law on topics concerning insurance and liability law with application to corporations, risk managers, insurance companies, and other entities Continue Reading

Read more

2015 Minnesota Insurance, Claims, and Liability Law Update

Brownson Norby, PLLC is pleased to announce the publication of its updated 2015 edition of the firm's comprehensive and well-received annual review of Minnesota law on topics concerning insurance and liability law with application to corporations, risk managers, insurance companies, and other entities with a need for a usable summary of the statutory, case law, and regulatory law. Please visit Continue Reading

Read more

Insurance Cost Victory Sets Important Precedent

Following a jury defense victory obtained by Brownson Norby, PLLC for its client Selective Insurance Company in a property damage fraud case, Selective Insurance Company, as the prevailing party, was awarded its costs and disbursements against the plaintiff. In the case of Reza Shakibi v. Selective Insurance Company of South Carolina, venued in the Dakota County, Minnesota, District Court, the Continue Reading

Read more

 

Main menu